Welcome To Falkville, Alabama

Falkville is a rural Alabama town incorporated 1886. The town has direct access to Interstate 65, and is strategically located only one hour from two of Alabama’s largest cities. Our residents enjoy a safe living environment, outstanding schools, prompt police & fire protection and quality recreational facilities. Falkville has remained a shining example of small town Southern living at its finest.

Identity Theft Protection

The U.S. Federal Trade Commission defines identity theft as the act of stealing another’s personal information and using it without permission. It is a serious crime that can cause a victim great stress and cost a lot of time and money to resolve.

Unfortunately, identity theft has been on the rise in recent years. According to the U.S. Department of Justice in its most recently released study on the subject, about 7% of all Americans over age 16 fell victim to identity theft crime in 2012 alone [http://www.bjs.gov/content/pub/press/vit12pr.cfm]. While these numbers are startling, it’s important to remember that there are a some things you can do to prevent identity theft in your life.

What are some steps I can take to prevent identity theft?

By being proactive and carefully guarding your personal and credit information, you can drastically decrease the chances of becoming an identity theft victim.

Be wary when providing others with your personal information, whether online, over the phone, or in person. Always make sure there is a legitimate need before disclosing your Social Security number, home address, or any other information that could potentially be used by an identity thief.

Be careful when handling your personal information and important documents. Don’t write down your PIN numbers or keep your Social Security card with you. If you receive credit card offers in the mail, shred them instead of throwing them away unopened. This prevents identity thieves from stealing these offers and using them to open fraudulent credit accounts in your name.

Be extra careful online. The Internet and the rise of social media has made identity theft easier. Be cautious about what you choose to post online. Avoid the public posting of personal information that might be used to answer an identity verification question for an online account. Make sure the passwords on all your accounts are strong and change them periodically. If you’re accessing the Internet from a public computer, avoid logging in to important online accounts such as your bank account.

Set passwords on your personal electronic devices and lock them when not in use. Before getting rid of an old device, remove memory and SIM cards and delete your contacts, call history, photos and videos, web history, digital documents, and any other personal data on the device.

Check your credit reports periodically for suspicious activity. Under the Fair and Accurate Credit Transactions Act, every person is entitled to one free annual credit report from each of the three major credit bureaus. Access these reports at AnnualCreditReport.com. If you notice anything suspicious, contact the credit bureaus directly.

Identity Theft Resources:

Federal Trade Commission: Identity Theft

Consumer.gov: Scams and Identity Theft

Reviews.com: Identity Theft Protection Services